Often an employee is offered group life insurance through his or her employer. When the employee’s beneficiary makes a claim for the life insurance benefits, several issues may be discovered:
- problems with eligibility – whether or not the employee was in a covered class of employees, where he or she was working the required hours to be covered by the group life insurance.
- premiums – issues with whether or not premiums were paid either by the employee or by his or her employer may cause an insurance company to deny a life insurance claim.
- beneficiaries – there may be a dispute about who is the correct beneficiary.
We handle these types of problems and others. Please contact us for more information.